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Contact the three credit bureaus.Ask them to put a fraud alert on your social security number to prevent unauthorized use of your personal information. Request a copy of your credit report. Read it over carefully. Make sure that all information on the credit report is correct. Call all three bureaus again in six months and request another copy of your credit report. Check for any discrepancies.Below are the listings for the credit bureaus:
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Equifax Credit
PO Box 740256
Atlanta, GA30374
1-800-525-6285 |
Trans Union
PO Box 6790
Fullerton, CA92834
1-800-680-7289 |
Experian
(Formerly TRW)
PO Box 1017
Allen, TX75031
1-888-397-3742 |
- You may also contact the Social Security Administration Fraud Department at 1-800-269-0271 and report the fraudulent use of your social security number.
- The Federal trade Commission has identity theft hotline. They can assist you by providing referrals to the appropriate Government agencies and private organizations. The FTC´s website also provides helpful information to assist victims of identity theft. You can contact them at 1-877-ID-Theft or www.consumer.gov/idtheft
- You can also go to www.annualcreditreport.com and get instant on-line, fee copies of your credit reports from all three bureaus. The free offer is for once a year. For a normal fee, you can get instant on-line copies throughout the year. Through this service you can also dispute any items that appear on your credit report.
- For a nominal monthly fee, there is a service that will monitor the daily activity of your social security number with the three major credit bureaus. They will notify you via e-mail if there is any activity involving your SSN. For further information, go to www.consumerinfo.com
- Another helpful and useful website that offers assistance in fraud and internet related crimes is www.ifccfbi.gov. This website gives fraud tips, information on the latest scams and allows you to file a report with the Federal Government on-line.
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